Wednesday, August 29, 2012

Standard Personal Injury Settlements Procedure

The first and fore most thing that you need to do is that after the accident, visit a doctor. This is very important due to two simple reasons, firstly, even the smallest injury can become a life-threatening injury in case if it left unattended and secondly, it is also important to document the injury, with the help of X-rays, doctors prescription, a medical bill or any report by medical practitioners.

The second step is to claim the compensation, with the help of an appropriate application. You will also have to decide where to file the claim, as the injury can also occur in the course of an employment, that is within the office premises or when you are out of station, representing your employer. In case of an injury in the course of employment, you would need to file the application for compensation even with your employer. In cases of a road accident, or injury occurring as a result of crime (e.g.: physical assault), you would also need to file a complaint with the police.

In a majority cases, it would be not necessary to file a lawsuit. The companies would directly compensate you for the expenses and the total trouble caused. However, when there are more than two parties involved, such as yourself and creditors, in case of a personal injury settlement and bankruptcy, or yourself and 2 insurance companies, the insurers would call you in for a process of peaceful negotiations. Again in majority cases the negotiations prove to be fruitful, as everything is done lawfully.